AC Cash 1.0

AC Cash serves as a financial partner for cash loans, distinguished as one of the few fintech platforms in the Philippines offering accessible online lending services around the clock. Its platform aims to provide users with a secure and streamlined solution to their funding needs, regardless of location.

Loan products available include amounts ranging from PHP 4,000 to PHP 50,000, with terms spanning from 91 to 365 days. The platform offers an annual interest rate of up to 12%, with illustrative examples demonstrating repayment calculations based on a 365-day term at a 5% APR, resulting in total repayment figures that incorporate the accumulated interest.

The borrowing process is straightforward: users begin by downloading the AC Cash app from the App Store, registering a personal account, completing basic information forms, and submitting their application for review. Upon approval, funds are transferred directly to the borrower's account without delay.

The platform highlights several key advantages: competitive loan amounts, a simplified application process, rapid disbursement of funds, and flexible repayment options. To qualify, applicants must be Filipino citizens aged 18 or older, possess a stable income, and hold at least one valid government-issued identification document.